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A Fortune Will Flow Through Your Hands.
What Will You Have To Show For It?
F&M Bank and Trust offers investments directed toward your financial goals. With many types of investment services, you'll find our financial planners, trained through Money Concepts, make investing easy to understand. Whether
you are saving for retirement, college tuition, or a vacation in Bermuda,
we have an option that's right for you.
We have financial advisors on staff in Hannibal, O'Fallon and Palmyra. Appointments can be made to meet at other F&M Bank locations.
At F&M Bank/Money Concepts we work for you, our client. We do not own any of the companies we represent nor do they own us, assuring you that we have no funds or investments that we give selling priority to. As lifestyles change financial goals also change. At F&M Bank we will be able to modify your investment portfolio to reflect your changing financial needs.
| Available Services and Products |
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| • Financial Planning |
• Insurance |
| • Estate Planning |
---- Annuities - Fixed and Variable |
| • Mutual Funds |
---- Term, Whole Life, Universal |
| • Individual Stocks and Bonds |
---- Medicare Supplement Plans |
| • Money Management Accounts |
---- Long Term Care Plans |
| • Retirement Plans |
---- Mortgage Insurance |
| ---- Individual Retirement Accounts |
• College Funding Plans |
| ---- 401(k) and 403(b) Accounts |
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| ---- 412(i) Retirement Plans |
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Benefits of using F&M Bank
We do not have our own family of mutual funds.
– Therefore, our advice to you is independent and unbiased.
We do not place your investments into pre-conceived allocations
– Therefore, your portfolio is customized based on your unique circumstances.
Your account is actively and continuously managed.
– Therefore, you won’t become concerned that we are not always paying attention.
We service all relationships personally.
– Therefore, we do not employ a call-center under any circumstances.
We provide comprehensive Financial Planning services.
– Therefore, your current financial situation, needs and goals are fully understood before we
-- recommend individual strategies to help you reach your goals.
Eric Evers
Certified Financial Planner - O'Fallon
573-221-5418 in Hannibal
636-379-3426 in O'Fallon
email Eric
Visit Eric Evers at Money Concepts
Irene Meyers
Financial Advisor - Hannibal and Palmyra
573-769-4897
email Irene
Visit Irene Meyers at Money Concepts
Debbie Stith
Administrative Assistant
573-221-5418
email Debbie
Mutual Funds are not insured by the FDIC, and are not deposits or other obligations of, or guaranteed by, any depository institution or any government agency; and are subject to investment risk, including possible loss of the principal amount invested.
Money Concepts does not provide tax advice and recommends that tax issues be reviewed with your tax advisor.
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