F&M Bank and Trust offers 24-hour banking service and information from the comfort of your home. Yes, you can even bank in your pajamas. Isn't life with F&M grand?

Dial the 1-800-606-6414 and follow the simple instructions.

Telephone Banking allows you to conduct some of the most common transactions and look at some of the things that our customers typically need to include:

• Account Information: balances, posted checks, pending transactions
• Funds Transfer: checking to savings, savings to checking, deposit to loan
• Change Pin
• General Information
• Leave a Voice Message