F&M Bank is truly a neighborhood, hometown bank. We have eight locations across Northeast Missouri and Central Illinois. Our
offices offer a wide range of banking services from savings and checking accounts
to business and commercial loans. We invite you to stop by any of our locations for fast, friendly information.
We promise quick loan decisions, and personalized service that only locally-owned, hometown banks can provide. Trust us to
be your local, community financial advisor. We understand our communities, and reinvest in them. We understand your unique needs, and are here to help you build your dreams. To become better acquainted
with F&M Bank, check out our services by clicking on the links located at your left, or call us toll free at 877-221-6424. We're here to help.
ATTENTION: VISA CHECK CARDHOLDERS (debit cards) - updated 3/3/2010
We have noticed some suspicious activity involving a few of our customers’ Visa Check Cards.
As such, for our customers’ protection we have limited certain types of transactions on all F&M Bank and Trust Company’s Visa Check Cards. The transactions that will be limited will be certain Point of Sale (POS) transactions. These are the type of transactions that require a signature.
All transactions that require you to enter a Personal Identification Number (PIN), such as an ATM transaction, will be approved as normal.