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CD Rates

Certificates of Deposit (CDs)

Terms: 30 Days – 60 Months
Minimum Balance to Open
1-6 Months: $2,500
12-60 Months: $1,000

Click Here to see our current rates.

Rates change at management's discretion. CDs 30, 91 and 182 days, 12, 18, 24, 30, 36, 42 and 60 months are available. Interest is calculated on a simple interest basis and paid quarterly. Monthly checks can be issued on CDs of $10,000 or over. Please contact the bank for more information. Interest will be compounded on a quarterly basis. An early withdrawal penalty of the loss of three month's interest is assessed on CDs of 12 months or less. A six month penalty is assessed on CDs of over 12 months. A twelve month penalty is assessed on CDs that are 60 months and over.