Debit Cards

Debit Cards


Lost or Stolen Debit Card? Click Here


Thinking About A Debit Card?

If you would like to start using a Debit Card, or would like more information, please visit any branch and a customer service representative will help you.


Introducing In-house Debit Cards!

In order to provide faster, more secure service, we are now printing our debit cards in-house. No more worries about cards or PIN mailers getting lost in the mail! You will be able to pick your card up at your branch within a week.

Check out our available card designs:
* Designs subject to change


Standard Debit Card (no fee)

Standard - Web








Select Debit Cards: $5

Flag - Web Football - Web
Sunrise - Web Red Barn - Web
Zebra - Web Baseball - Web


School Mascot Cards: $20
When you purchase a school mascot card we will donate $5 to your school

Pirates -Web Palmyra - Web Mark Twain - Web
Monroe - Web Shelbina - WebShelbina - Web (448x285) Cavemen - Web
North Shelby (448x285) QND - Web (448x285)


Custom Cards: $15

Email us your picture and we will create a custom card for you!

F&M Bank reserves the right to determine, in its sole discretion, whether a submitted image will be accepted or rejected. Click here for our Custom Image Guidelines

Image Format and Size:
  • Image files need to be in either jpeg, gif or png formats
  • Images should be a minimum of 1024 x 786 pixels for best picture quality.
  • Small images will reproduce poorly; for best results and greater image clarity, use larger images with higher resoultions (at least 300 dpi)


What to do for a lost or stolen debit card:

If you need to cancel or “Hot Card” a lost or stolen debit card after normal bank hours (evenings or weekends) please call 1-800-554-8969.

Our processor will ask you several questions for security purposes. Please have the following information ready to speed the process, and safeguard your account.

  • the account number your card is tied to
  • your physical mailing address
  • your social security number

You must know all of these items or they will not cancel the card over the phone.

It is very important that this get done as quickly as possible once you become aware that your card has been lost or stolen.

During normal banking hours, please call 573-221-6424 or 573-221-7612 and we will be happy to help you.



Reminder: For your protection, please use your Personal Identification Number (PIN), where accessible, when transacting business with your Visa Check Card. It is a much safer transaction than the "swipe and sign" (credit card) type of transactions.

If you have questions about your debit card, give us a call at 573.221.6424