APPLY FOR A LOAN APPLY FOR A NEW DEPOSIT ACCOUNT

Fee Schedule

Demand Deposit Accounts (DDA)
Money Market Deposit Accounts (MMDA)
Savings Accounts

  • Overdraft Fee $ 25.00 per check paid
  • Returned Item Fee $ 25.00 per check returned
  • Daily Fee on Overdrawn Account $ 1.50
  • Stop Payment Fee $ 25.00 effective for 6 months
  • Chargeback Item $ 5.00 per item
  • Copy of a Statement $ 3.00 per statement
  • Copy of a Check $ 3.00 per check after 3 free/year
  • Check Printing Varies* depends on style
  • Electronic Credit Reject $ 5.00
  • Account Balancing Assistance $ 30.00 per hour, 1 hour minimum
  • Statement Activity Printout $ 2.00 current cycle
  • Early Account Closure $ 20.00 within 90 days of opening
  • In person telephone transfer $ 2.50 per transfer
  • Automatic Transfer for Overdrafts $ 1.00 per transfer

Other Fees and Services

  • Money Orders (< $500.00) $ 3.00
  • Cashier’s Checks (> $500.00) $ 5.00
  • Incoming Wire $ 15.00
  • Outgoing Wire $ 85.00
  • International Wire $ 30.00
  • Research Fee $ 30.00 per hour, 1 hour minimum
  • Notary Service Free for customers

Visa Check Cards

  • Standard Card No Charge
  • Select Card (design chosen from list) $ 5.00
  • Customer Card (customer provided image) $ 15.00
  • School Mascot Card $ 20.00
  • Student Card $ 10.00
  • Replacement Card (lost or stolen) $ 5.00
  • PIN Mailer No Charge
  • PIN Change No Charge
  • Reissued Card (at expiration) No Charge for Standard Card

Safe Deposit Boxes

  • Box Size Annual Rent
  • 3” x 5” $ 29.00
  • 5” x 5” $ 37.00
  • 3” x 10” $ 37.00
  • 5” x 10” $ 53.00
  • 10” x 10” $ 84.00
  • Lost Key Fee $ 15.00
  • Safe Deposit Box Drill Fee Varies*

$5.00 discount on any box for automatic debit from an F&M Bank checking or savings account. Not all size boxes are available at every location.

Contents of Safe Deposit Boxes are not FDIC Insured.

*Please see a Customer Service Representative
There may be other fees charged for miscellaneous services requested