Welcome to F&M Bank and Trust Company

F&M Bank is truly a neighborhood, hometown bank. We have locations in Northeast Missouri. Our offices offer a wide range of banking services from savings and checking accounts to business and commercial loans. We invite you to stop by any of our locations for fast, friendly information. We promise quick loan decisions, and personalized service that only locally-owned, hometown banks can provide. Trust us to be your local, community financial advisor. We understand our communities, and reinvest in them. We understand your unique needs, and are here to help you build your dreams. To become better acquainted with F&M Bank, call us toll free at 877-221-6424. We’re here to help.

Home Loans

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Credit Cards

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What's new at F&M Bank and Trust

Attention Bill Payment Users

In order to serve you better, we are upgrading our current Bill Pay product to CheckFree.  April 22n
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Order Checks Online

Check ordering has never been easier. Reorder your checks online today.
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Attention Online Banking Users

Please be aware that F&M Bank will never contact you asking for your bank account information.
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Sign up for our Newsletter

Get more information from F&M Bank. Sign up for our e-mail newsletter.
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Check out our new CD Rates!Click Here