Welcome to F&M Bank and Trust Company

F&M Bank is truly a neighborhood, hometown bank. We have locations in Northeast Missouri. Our offices offer a wide range of banking services from savings and checking accounts to business and commercial loans. We invite you to stop by any of our locations for fast, friendly information. We promise quick loan decisions, and personalized service that only locally-owned, hometown banks can provide. Trust us to be your local, community financial advisor. We understand our communities, and reinvest in them. We understand your unique needs, and are here to help you build your dreams. To become better acquainted with F&M Bank, call us toll free at 877-221-6424. We’re here to help.

Credit Cards

Facebook Posts

A beautiful day in Hannibal, MO! ... See MoreSee Less

View on Facebook

CONGRATULATIONS, Molly! Thank you for 20 years of dedicated service to F&M Bank! ... See MoreSee Less

View on Facebook

It's a question that demands an answer. How local is your bank? F&M Bank is celebrating its 145th anniversary this year! Established in 1870 by the friends and family of Mark Twain, we are your locally owned community bank! Mark Twain Boyhood Home & Museum Hannibal Arts Council Hannibal Area Chamber of Commerce Hannibal Courier-Post ... See MoreSee Less

View on Facebook

Do you miss your small town community bank? You do not have to bank with the big guys...you have options. Come in and see our lovely ladies in Monroe City to open an account. When you become our customer you allow us to take care of you and cater to your financial needs. ... See MoreSee Less

View on Facebook

Today Donna Heiser is celebrating her 40th anniversary at F&M Bank. Donna started her career on this date in 1975 as a clerk in the bookkeeping department. She then moved upstairs to become a teller and shortly after began working as a Customer Service Representative. In 1985 she became a lender doing installment loans. Today her title is Vice President/Loan Officer. When asked what the highlights of her career at F&M Bank were Heiser said "Having the pleasure of working with her coworkers and friends as well as taking care of the many generations of customers she has come to know and love." Please join us in celebrating with Donna her commitment, loyalty, and service. ... See MoreSee Less

View on Facebook

What's new at F&M Bank and Trust

Bill Payment

  Click here to see a demo Access Bill Payment by clicking the “Pay my Bills” butto
Read More

Order Checks Online

Check ordering has never been easier. Reorder your checks online today.
Read More

Attention Online Banking Users

Please be aware that F&M Bank will never contact you asking for your bank account information.
Read More

Sign up for our Newsletter

Get more information from F&M Bank. Sign up for our e-mail newsletter.
Read More