Consumer Loans | F&M Bank and Trust

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F&M Bank offers personal loans for every need.

Boat Loans – Dreaming of that shiny new boat? Let’s make it a reality.

Deposit Loans – Use your CD or savings as collateral for funds you need.

Checking Line of Credit – Forgot that last check amount? Protect yourself from overdrafts.

Vacation Loans – Take the vacation of your dreams this year. Stop by today.

Auto Loans – Low competitive rates get you on the road in style.

All loans subject to credit approval. Submit an online Consumer Loan Application below.


Contact a neighborhood F&M Bank branch near you to discuss the many options with one of our kind, knowledgeable loan officers.

Loan Officers

Erin Bio pic

Erin Otten
Vice President / Loan Officer
NMLS #897590
(573) 221-6425 ext. 320

Joel Booth Bio pic

Joel Booth
Vice President / Business Development
NMLS #459476
(573) 221-6425 Ext. 310

Lori Watson Bio pic

Lori Watson
Vice President / Loan Officer
NMLS #707576
(573) 735-2418

Mary Gibbons Bio pic

Mary Gibbons
Vice President / Loan Officer
NMLS #590927
(573) 221-6425 Ext. 323


Jessica Hawkins
Assistant Vice President / Loan Officer
NMLS #2527669
(573) 221-6425 Ext. 374

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Contact Us

To become better acquainted with F&M Bank and Trust Company, call us toll free at 877-221-6424 or stop in. We're here to help!

505 Broadway
PO Box 938
Hannibal, MO 63401

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Routing number (281573013)


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