Savings | F&M Bank and Trust

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Savings Accounts for Businesses

Anytime is a good time to start a Savings Account. Whatever your business needs may be, a Savings Account at F&M Bank will help get you on the way!

  Statement Savings Money Market Deposit Account
Minimum to Open $100 $2,500
Required Minimum Balance to Avoid Maintenance Fee $100 each quarter $2,500 each month
Maintenance Fee $5 $10
Earns Interest Yes - See Rates Yes - See Rates
Minimum to Earn Interest $250 $1,000
Withdrawal Fees $1 per withdrawal in excess of 6/month** $1 per withdrawal in excess of 6/month**
Online Banking Free Free
Online Bill Pay Free Free
Mobile Banking Free Free
Combined Statements
24 Hour Phone Banking Free Free


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** Federal Regulation limits the number of electronic debits (via telephone or internet) and third party checks to 6 per month.
*** Click here for the Funds Availability Disclosure

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Contact Us

To become better acquainted with F&M Bank and Trust Company, call us toll free at 877-221-6424 or stop in. We're here to help!

505 Broadway
PO Box 938
Hannibal, MO 63401

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Routing number (281573013)


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