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For Over 150 Years.



Mortgage Center

From buying a home, to refinancing, and everything in between, our mortgage center will help you understand the many options available to help choose the best mortgage product for your specific needs.


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Consumer Loans

Whether you are needing a loan to purchase that new car, pay for the unexpected, or take that much needed vacation, we have you covered.  We are a local bank, which means loan decisions are made quickly.


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America's Hometown Bank

Welcome to F&M Bank and Trust and Trust Company

America’s Hometown Bank

F&M Bank and Trust Company is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 153rd year of providing our customers a wide range of banking services, including many of the latest electronic banking options! 


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Contact Us

To become better acquainted with F&M Bank and Trust Company, call us toll free at 877-221-6424 or stop in. We're here to help!

505 Broadway
PO Box 938
Hannibal, MO 63401

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Routing number (281573013)


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