Credit Cards | F&M Bank and Trust

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Credit Cards

We are pleased to announce that we have partnered with Central Bank to offer you Credit Cards

Our Credit Card is Different

It gives you the world-wide acceptance you get from the big, national credit card companies, with the convenience of being from your bank – the people you already know and trust.

  • No Annual or “hidden” fees.
  • Competitive interest rates
  • Free Rewards program
  • Automatic interest rate reduction when you qualify (unless you already have our best rate)
  • Free Identity Theft Resolution Services
  • Earn additional bonus points with special Rewards promotions
  • 24/7 online access to your account and customer service assistance
  • Choose your preferred due date
  • Instant access to your cash at ATMs 24/7, world-wide

Apply Here


* Not a Deposit, not FDIC Insured. Not insured by any federal government agency. Not guaranteed by the bank or any of its affiliates. May go down in value.

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To become better acquainted with F&M Bank and Trust Company, call us toll free at 877-221-6424 or stop in. We're here to help!

505 Broadway
PO Box 938
Hannibal, MO 63401

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Routing number (281573013)


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