Checking | F&M Bank and Trust

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Business Checking

We offer a variety of products to meet our customers' needs. We believe there is a Checking Account at F&M Bank that will work for your business!

  Commercial Checking Small Business Checking Interest Bearing Business Checking
Available to: Corporations, Partnership, LLCs Single Member LLCs, Sole Proprietorships Corporations, Partnerships, LLCs
Minimum to Open $500 $250 $750
Per credit/check $.15/$.15 $.25/$.25* $.25/$.25*
Monthly Maintenance Fee $10 $3 $7.50 if balance falls below $750
Earns Interest No No Yes - Call for Rate
Minimum to Earn Interest NA NA $1,000
Online Banking Free Free Free
Online Bill Pay Free Free Free
Mobile Banking Free Free Free
Visa Debit Card Available with Approval Available with Approval Available with Approval
ATM Transactions Not Available Not Available Not Available
Check Images with Statements
Combined Statements
24 Hour Phone Banking Free Free Free
Merchant/Remote Deposit Capture Available Available Available


* After the first free 50 debit or credit items
** Click here to sign up for eStatements
*** Click here for the Funds Availability Disclosure

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Contact Us

To become better acquainted with F&M Bank and Trust Company, call us toll free at 877-221-6424 or stop in. We're here to help!

505 Broadway
PO Box 938
Hannibal, MO 63401

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Routing number (281573013)


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