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Personal Loans


F&M Bank offers personal loans for every need.

Home Loans – Dreaming of owning your own home?

Home Equity Line of Credit – A revolving account based on the equity in your home. Pay down the balance and reuse the funds.

Home Improvements – New roof, furnace or an addition to your house – All you need are the estimates.

Second Mortgages – Use the equity in your home for that new addition, college, or to pay off credit card bills.

Boat Loans – Dreaming of that shiny new boat? Let’s make it a reality.

Deposit Loans – Use your CD or savings as collateral for funds you need.

Checking Line of Credit – Forgot that last check amount? Protect yourself from overdrafts.

Vacation Loans – Take the vacation of your dreams this year. Stop by today.

Auto Loans – Low competitive rates get you on the road in style.

All loans subject to credit approval. Submit a Financial Statement below to help with your loan.

Download Financial Statement Installment Loan Application

Contact a neighborhood F&M Bank branch near you to discuss the many options with one of our kind, knowledgeable loan officers.


Loan Officers

Mary_Gibbons_web Mary Gibbons
Email Mary
505 Broadway
573-221-6425 x323
DSC01169 Donna Heiser
Email Donna
505 Broadway
573-221-6425 x306
Monroe City
Lori Watson
Email Lori
Hwy 24 & 36
Bret Gosney
Email Bret
Hwy 24 & 36 E