Mark Twain Really Free Checking Account

Online Loan Application

Phone Banking

Phone Banking

F&M Bank and Trust offers 24-hour banking service and information from the privacy of your own home or at your convenience - anytime, anywhere.

Call our 24 hour Phone Banking Service and follow the simple instructions: 1-800-606-6414

Phone Banking allows you to conduct some of the most common transactions:

  • Account Information: balances, posted checks, pending transactions
  • Funds Transfer: checking to savings, savings to checking, deposit to loan
  • Change Pin
  • General Information
  • Leave a Voice Message