Open a New Account | F&M Bank and Trust
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Personal Deposit Account Application

Are you ready to open a new personal deposit account at F&M Bank? F&M Bank has an account that will fit your needs. Not sure what account you want? Click on one or more of the following links for information about our CheckingSavings, or Certificates of Deposit. Then, just follow these 3 simple steps to make the process quick and easy.

  1. Complete the Account Application (fill in online and "submit.")
  2. You can also order a Debit Card for your new Checking Account! Just go to the Debit Card page and follow the easy steps. It will be waiting for you when you come in to sign your documents!
  3. Once we receive your Account Application, we will set up your account(s) and notify you when your documents are ready for you to come in and sign and make your initial deposit.* That's how simple it is!

If you have questions, please call one of our friendly Customer Service Representatives: Downtown, 573-221-6424, or Monroe City, 573-735-4749. They will be happy to help you.

Congratulations! You are on your way to a new F&M Bank account!

Please read our customer notice as required by the USA Patriot Act.

All information provided is securely uploaded to F&M Bank and will not be shared except as allowed by our Privacy Policy.

(*You will need to bring with you two forms of ID, one of which must be a current government ID with your photo, such as a Driver's License. If we are missing any information from you, the opening of or access to your account could be delayed.)

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To become better acquainted with F&M Bank and Trust Company, call us toll free at 877-221-6424 or stop in. We're here to help!

505 Broadway
PO Box 938
Hannibal, MO 63401

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Routing number (281573013)

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